The Carvalho Group at CrossCountry Mortgage, LLC

Licensed mortgage lending · Serving New York, New Jersey & Florida

Fix and Flip

Looking for a fix-and-flip financing path? Start with the project details.

Speak with a licensed mortgage professional about your goals, the options that may be available, and the next steps. No approval, rate, payment, or funding is offered or implied on this page.

Request your call

Takes about a minute. A licensed loan officer will follow up with you.

Who you'll be speaking with

4.96 average· 131 reviews

Figures shown are client-supplied review totals. Live Google rating / count to confirm.

John Carvalho, Branch Manager

John Carvalho

Branch Manager, NMLS #280297

CrossCountry Mortgage, LLC, NMLS #3029

Licensed team coverage: New York, New Jersey, Florida

Top 1% mortgage originator

Equal Housing Opportunity

TC

The Carvalho Group

CrossCountry Mortgage, LLC

Licensed mortgage lending team serving New York, New Jersey & Florida

Equal Housing Opportunity

Licensed Lender

CrossCountry Mortgage, LLC
NMLS #3029

States Served

New York, New Jersey, Florida

What clients say

John and Stephanie were so great to work with, they went above and beyond to help and make the whole process seamless. They really care about helping their clients and we couldn't be happier! Thank you for helping us get our home!

Jaclyn K., Dumont, NJ · September 1, 2026 · Google

John and his team were always there for us, guiding us step by step through otherwise a stressful process. John was completely open and honest about what it would take to keep everything moving forward seamlessly. We are so grateful for their hard work and couldn't be happier with the help and outcome we received.

Steve S. · August 30, 2026 · Google

John and his team were always there for us, guiding us step by step through otherwise a stressful experience. John was completely open and honest about what it would take to keep everything moving forward seamlessly. We are so grateful for their hard work and couldn't be happier with the help and outcome we received.

Steven S., Dumont, NJ · August 30, 2026 · Google

How it works

  1. 1

    Tell us about your property and goal

    Share the project, unit count, renovation scope, and your prior fix-and-flip experience.

  2. 2

    Speak with a licensed mortgage professional

    A licensed loan officer reviews what you submitted and discusses your goals and possible paths.

  3. 3

    Review possible options and next steps

    You'll hear what documentation and property information would be needed to move an application forward.

Questions people ask before submitting

Is this an approval or pre-approval?

No. Completing this form is only a request to be contacted. It is not an application, approval, pre-approval, or commitment to lend, and it does not establish any rate, payment, loan amount, or closing date.

What products can we talk about?

Fix and flip, FHA, VA, Non-QM / self-employed, construction, DSCR, purchase and refinance conversations.

Where are you licensed?

This team works with borrowers on properties in New York, New Jersey, Florida.